WE BELIEVE IN HAVING A PLAN

Budgeting

By taking charge of your money, whether you have a little or a lot, you will ease money stress and feel more secure and in control.

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Investing

Smart investors don't rely on good luck, they plan, research and understand their investments and how they fit with their financial goals.

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Risk Management

There's little point to planning and investing if you don't take measures to ensure that if the unforeseen happens, that you won't be unprotected

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LET US, SHOW YOU

We believe that we have a responsibility to support others to ensure their current and financial future is provided for. We do this by taking the time to fully understand their current position and then take the time to ask the questions to help then know where they are going. We create the optimal plan and then work with you to implement it and keep you on track.

HOW DOES IT WORK FOR YOU

HOW DOES IT WORK FOR YOU

Book For Free

Before you meet with an advisor from Effect Wealth for the first time, do some preparation. Start by thinking about your needs, goals and preferences. Good advice depends on us having a clear picture of your current financial situation and goals for the future.

HOW DOES IT WORK FOR YOU

Attend Discovery Session

Your Effect Wealth adviser will collect detailed information about you to help identify your short and long-term goals. By giving your adviser truthful information about your individual situation, they will be able to accurately prepare a plan suited to your needs and objectives. Once you have established the scope of the advice, the adviser will be able to give you an idea of the cost.

HOW DOES IT WORK FOR YOU

Manage Action Plan

Your circumstances, lifestyle and financial goals are likely to change over time, so it’s important that your financial plan is regularly reviewed. Effect Wealth is here to keep your financial plan on track and help make adjustments, so that it stays in line with your current life situation.

NATASHA HIBBERD

Qualifications: Diploma of Finance, Financial Planning and Diploma of Finance, Mortgage Broking

Phone: 0412 300 170

In July 2009 I was suddenly diagnosed with breast cancer.  I was 34 and had a five month old baby and four older children aged between 18 months and six and a half.  My prognosis was not good, with an 80% chance of not surviving.  I didn’t have insurance because I was a home maker and didn’t think I needed it.

I was taken from this role and spun into the health system – some would say illness system.  My husband had to step out of his business to take care of the family.

I am grateful to have survived however the impact to us financially was disastrous.  I never want to see anyone go through the imminent fear of death and be more concerned about how they are going to feed their children.  This is why I do this.​

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SARAH MILLER

SARAH MILLER

Qualifications: Diploma of Finance, Financial Planning and Diploma of Finance, Mortgage Broking

Phone: 0438 147 250

I believe that if you think differently and bigger, then you can achieve more.  I also think that people are being cheated about the genuine ‘money’ options that are available out there.  When they come to me, I have the courage to ask them to be responsible for their financial future.  Once we get this covered, I can show them that sometimes there is a better way. ​

OUR WHY

We’re mortgage brokers who understand that the single biggest debt most households have is the home loan – so it makes sense that we are Financial Planners too. This allows us to take a holistic approach to your individual situation and helps us to support you for today and for your future.

We believe that everyone deserves to feel safe as they work towards their financial independence.  Often times our clients are afraid of the unknown and so we take the time to teach the essentials to ensure you are empowered to make good decisions.  We know that thoughts become things and when you know where you’re headed, your financial future is paved.

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GET IN TOUCH






CONTACT INFORMATION

Address

P. PO BOX 402, Essendon VIC 3040
A. 59 Fletcher Street, Essendon VIC 3040

Call Us

P. 1800 843 5626
F. 03 8692 0591